Cross-border payments infrastructure
Global payments, built for faithful stewardship.
SNDR moves funds across borders for mission-driven organizations — 40–55% below correspondent banking, settling instantly in 50+ currencies and days faster elsewhere, without adding operational risk.
Built on our partners' regulated global payments infrastructure — which moves over $500 billion annually across 140+ currencies and 200+ countries — with optional blockchain networks, through our partners, for restricted-access regions.
Why SNDR
Built exclusively for the way nonprofits are audited.
Traditional banks and payment processors can move your money. But none of them is built for how a nonprofit is audited. Go direct, and your team still has to stitch several providers together and translate every transfer into something your board, your auditor, and your Form 990 will accept.
SNDR is one governance and compliance layer over every regulated rail — built exclusively for IRS-990 filers. Your reporting comes out audit-ready, alongside 40–55% lower costs and reach across 50+ currencies.
- A different provider — and login — for each rail
- Compliance is your problem on every one
- Statements to reconcile in different formats
- You translate it all for your 990 and auditor
- Higher fees on non-G10 corridors
- One layer over every regulated rail
- Compliance built for IRS-990 filers
- One consolidated, audit-ready view
- Reporting your board and auditor accept
- 40–55% lower cost, 50+ currencies
How it works
A simpler, more accountable way to move funds globally.
Originate with confidence
Initiate international payments within a controlled, NGO-aligned framework that integrates with your existing financial policies.
Move on trusted networks
Funds flow through regulated partner infrastructure for predictable settlement. Optional blockchain networks reach where traditional banking cannot — under your governance.
Maintain full visibility
Track payment status, settlement timing, and documentation in a board- and audit-ready format — across every path.
What SNDR offers
Five governance-aligned ways to move, hold, and grow funds.
Five governance-aligned ways to move, hold, and grow funds.
One integration. One governance model. Every path carries the same control, transparency, and audit standard.
Explore the platform →Multi-currency accounts
Named accounts in your organization's name — hold and convert in local currency, on your timing.
Blockchain-enabled reach
Insured, auditable stablecoin rails for restricted or hard-to-reach regions.
Modernized bank networks
U.S.-regulated transfers with local in-country settlement — 1–3 days faster in most non-G10 corridors, with the oversight boards expect.
Interchange-plus
Actual network interchange plus a low, disclosed markup — nothing blended or hidden.
Yield-bearing stablecoin
A return benchmarked to a public SOFR rate your board can verify, with full liquidity.
Tax, compliance & accounting
Reporting, reconciliation, and filing assistance that keeps you audit-ready across every program and country.
The platform
Every transfer, account, and approval — in one board-ready view.
Payment status, settlement timing, FX applied, and supporting documentation, consolidated across every program and country.
Built by
People who have sat on both sides of global finance.
Institutional banking and mission-driven organizations — SNDR is built by leaders who know both worlds, and who believe finance, done well, is itself a form of service.
Alastair Wright
Banking operations and alternative finance, 10+ years.
Medha Parlikar
Compliance, technology, and blockchain, 30+ years.
AJ Sexton V
Investment banking, finance, business development, 35+ years.
Pilot program
Limited pilot cohort now forming.
SNDR is onboarding a small group of mission-driven NGOs for the initial launch phase. Pilot partners receive priority onboarding with white-glove support, direct input into feature refinement, and early access before public release.
- U.S.-based mission-driven NGOs
- ECFA alignment preferred
- Limited to 12 organizations for quality support
- Ideal for programs in remote or restricted regions
A brief intake form, then a 15-minute qualification call with an NGO payments specialist. No obligation.
Next step
Choose the path that fits your organization.
Under 2 minutes · No credit card · Speak with an NGO specialist · No obligation
How it works
A simpler, more accountable way to move funds globally.
Three steps. Multiple networks. One governance model.
Originate with confidence
Initiate international payments within a controlled, NGO-aligned framework designed to integrate with your existing financial policies.
Role-based permissions, board-aligned approval chains, and transparent FX pricing are built in — not layered on.
Move on trusted networks
Funds flow through our partners' regulated global infrastructure, which moves over $500 billion annually across 140+ currencies and 200+ countries.
Settlement is instant in 50+ currencies and 1–3 days faster than correspondent banking in most non-G10 corridors.
Maintain full visibility
Track payment status, settlement timing, and documentation in a board- and audit-ready format.
Up to 10 audit hours saved per month through consolidated reporting — across every path.
Use cases
Multiple paths. One standard.
SNDR offers five governance-aligned options for moving, holding, receiving, and growing funds globally. Whether you need the familiarity of traditional banking, reach into hard-to-serve areas, local currency on the ground, transparent card processing, or a return on idle reserves — every path carries the same commitment to control, transparency, and stewardship.
Modernized bank networks
U.S.-regulated bank transfers with local in-country settlement. Familiar to boards, auditors, and donors. Instant settlement in 50+ currencies.
- 1–3 days faster in most non-G10 corridors
- Traditional U.S. accounts held at our partners' FDIC-insured banks
- OFAC and FinCEN screening on every transaction, via our partners' compliance systems
Blockchain-enabled networks
For deep jungle, indigenous communities, or areas with limited traditional banking access — through partners leveraging institutional-grade infrastructure. $15.6 billion in digital asset transactions facilitated by partners in 2025.
- Fully auditable, insured stablecoin custody
- Requires explicit approval under your governance policies
- Same documentation standards as the traditional network
Multi-currency accounts
Hold, receive, and convert funds in local currency instead of forcing every transfer back through the dollar. Through our partners' regulated banking network, these are named accounts opened in your organization's name — not pooled virtual IBANs shared across a provider's customer base.
- Accounts in USD, EUR, GBP, CAD, AUD, MXN, SGD, HKD, CNH, and PLN — opened remotely, without a local entity in each country
- Convert on your timing rather than the wire's, reducing forced conversions on every inbound gift and outbound transfer
- Balances, conversions, and transfers reported in the same consolidated, audit-ready format as every other SNDR path
Interchange-plus card processing
Through our partners, card processing is priced at interchange-plus: you pay the actual interchange set by the card networks, plus a low, disclosed markup. Nothing is blended, tiered, or bucketed — the margin between what the network charges and what your organization is billed is stated, not hidden.
- Every statement itemizes interchange, network assessments, and markup as separate lines
- Level 2 and Level 3 data passed automatically to qualify for lower B2B interchange rates
- Our processing partners maintain PCI DSS Level 1 compliance, with a tokenized card vault and 24/7 fraud protection
- Dedicated U.S.-based support with a personal account manager
Yield-bearing stablecoin accounts
Reserves and operating balances held in stablecoin earn a return benchmarked to SOFR — the Secured Overnight Financing Rate published each business day by the Federal Reserve Bank of New York — rather than a discretionary rate a bank sets and quietly lowers. Because the benchmark is public, your finance committee can verify what you earn against what the market pays. These are stablecoin balances held in insured, institutional-grade custody through our partners, not bank deposits.
- Return tracks a published benchmark your board can independently check
- No lockups, no maturity ladders, no minimum balance — funds stay available for field operations
- Held under the same custody, screening, and documentation standards as our blockchain-enabled network
- Requires explicit approval under your governance policies
See it in context
A 15-minute overview tailored to your banking and governance structure.
Solutions
Reliable global finance infrastructure for international missions.
Multiple network options. One governance model that fits the way mission-driven NGOs actually operate.
Our calling
Global payments should accelerate mission — not distract from it.
Global missions and nonprofits face mounting challenges: delayed cross-border payments, volatile FX fees, hidden processing costs, manual reconciliations, and rising compliance demands. These drain resources, create risk, and slow mission progress.
Our unified platform simplifies it — predictable costs, full visibility, strong controls, and operational efficiency, purpose-built for nonprofit organizations operating across many regions.
The platform
See the platform in action.
A consolidated view of every transfer, account, and approval — board- and audit-ready.
Product solutions
An efficient global payment and finance platform.
As a finance leader in international missions and nonprofits, you manage complex cross-border operations while holding strict controls, transparency, and compliance. Our integrated platform streamlines payments, reduces costs, and delivers the visibility and reliability that scalable operations require.
Interchange-plus
Through our partners, card processing is priced at interchange-plus: you pay the actual interchange set by the card networks plus a low, disclosed markup — no blended tiers, no inflated hidden fees.
- Secure acceptance for online, in-person, and recurring payments
- Our processing partners maintain PCI DSS Level 1 compliance, with tokenization and 24/7 fraud protection
- Dedicated U.S.-based support with a personal account manager
Global bank-to-bank transfers
Competitive FX rates, predictable routing, and complete visibility into every transfer — reducing delays, wire complications, and unexpected shortfalls that burden field operations.
- Send funds to over 200 countries
- Competitive conversion across 140+ currencies
- Partner banking networks for same-day settlement
Global stablecoin transfers
For restricted or hard-to-reach locations — non-permissive countries, conflict zones, and remote regions like the Amazon — enable instant US-dollar access via peer-to-peer movement on a distributed ledger.
- Reach anyone with a phone and internet
- Settlement in minutes rather than days
- Clear audit trails and proper segregation of restricted funds
Yield-bearing stablecoin reserves
Idle reserves earn a return benchmarked to SOFR — a rate published each business day by the Federal Reserve Bank of New York — instead of a discretionary rate a bank quietly sets. Balances stay fully liquid, held in insured institutional custody through our partners, not as bank deposits.
- Return tracks a public benchmark your board can verify
- No lockups, no maturity ladders, no minimum balance
- Requires explicit approval under your governance policies
Tax and compliance assistance
Reduce administrative burden with expert support.
- Cross-border tax research and recommendations
- Financial reporting and operational analysis
- Filing assistance
- Guidance to maintain compliance and audit readiness
Accounting integrations & tracking
Real-time payment tracking delivers:
- Full transaction visibility
- Robust internal controls and audit-ready documentation
- Greater donor and board confidence through transparent reporting
- Fewer manual processes and reconciliation errors
Together, these capabilities form a unified, reliable platform for the unique demands of global missions and nonprofits — every feature built around predictability, control, transparency, and efficiency.
See it in context
A 15-minute overview tailored to your banking and governance structure.
For mission-driven NGOs
Designed for the financial realities of missions.
SNDR was not adapted from a commercial fintech product. It was designed from the ground up to serve organizations whose financial decisions are inseparable from mission, accountability, and trust.
Our calling
Global payments should accelerate mission — not distract from it.
Faithful stewardship requires clarity, restraint, and integrity in how resources are managed and deployed. Our mission is shaped by a worldview that takes stewardship seriously: honoring donor intent, preserving trust, and enabling resources to reach the field efficiently and responsibly.
SNDR is built by people who have sat on both sides of the table — in institutional banking and in mission-driven organizations — and who believe finance, done well, is itself a form of service.
Capability highlights
The essentials, done with discipline.
Governance-aligned controls
Suitable for board oversight — with explicit policy options for traditional bank networks or optional blockchain networks in restricted-access regions.
Documentation clarity
Audit and donor reporting that reads cleanly, consolidates across programs, and answers the questions auditors actually ask.
Operational simplicity
Built to respect lean finance teams. Short forms. Fewer clicks. Validation in plain language instead of error codes.
Use cases
How SNDR shows up in the field.
Supporting missionaries without reliable banking
Same-day delivery at known value using fully auditable stablecoin networks — replacing risky cash handling and week-long wire chains, with insured custody and the same documentation standards as a traditional transfer.
Closing non-G10 corridors
For corridors where correspondent banking is functional but slow, SNDR's modernized bank infrastructure typically settles 1–3 days faster at materially lower cost — with the oversight mechanics boards expect.
Consolidating across programs
One consolidated view of payment status, settlement, FX rates applied, and supporting documentation across every program and country — saving finance teams up to 10 audit hours per month.
Trust & governance
Built to withstand board scrutiny.
Finance leaders don't need another tool — they need assurance. Every element of SNDR is designed to support disciplined governance and reduce operational risk.
Controls & assurances
The governance layer, made explicit.
SNDR is a technology platform — not a bank, card processor, or custodian. The certifications, licences, and protections below are held and maintained by the regulated partners whose infrastructure SNDR is built on. SNDR's role is to bring them together under one governance model, and to add its own audit and reporting layer on top.
SOC 2 Type II — partner-held
SNDR's payments and custody partners maintain SOC 2 Type II attestation across security, availability, and confidentiality controls.
PCI DSS Level 1 — partner-held
Card processing runs on partner infrastructure certified to PCI DSS Level 1, the highest tier of card-data security.
Regulated partner infrastructure
SNDR moves funds over our partners' regulated infrastructure — over $500 billion annually across 140+ currencies and 200+ countries.
Institutional stablecoin custody
Optional blockchain networks use our partners' insured, institutional-grade stablecoin custody. $15.6B facilitated by partners in 2025.
FDIC-insured partner banks
Traditional balances are held at our partners' FDIC-insured U.S. banking institutions. Stablecoin balances are not bank deposits and are not FDIC-insured — they are protected by custody insurance instead. SNDR is not itself a bank.
OFAC & FinCEN screening
Every transaction is screened against U.S. sanctions and financial-crime watchlists through our partners' compliance systems.
Full audit trails
SNDR provides clear, exportable records across our partners' traditional and blockchain rails — the reporting layer is SNDR's own.
No speculation with your funds
No selling of transaction data and no hidden FX spreads — SNDR's own commitment to the organizations it serves.
Our promise of stewardship
We believe true stewardship is built on clarity. Our commitment is simple: to communicate with honesty, operate without hidden agendas, and earn your trust through every interaction.
Review materials
Need a board-ready brief?
SNDR prepares a governance summary tailored to your organization's committee structure — typically reviewed in a 15-minute call.
Pilot program
Limited pilot cohort now forming.
SNDR is onboarding a small group of U.S.-based mission-driven NGOs for the initial launch phase — before broader availability.
What pilot partners receive
White-glove onboarding. Real influence.
Pilot partners are treated as co-builders, not early customers.
- Priority onboarding — configuration of traditional or optional blockchain networks based on your field locations.
- Direct input into feature refinement — what you need changes what SNDR ships next.
- Early access before public release — a measurable head start on savings and operational improvements.
- A dedicated NGO payments specialist — not a sales queue, not a ticket number.
Eligibility
A small, intentional cohort.
U.S.-based mission-driven NGOs
Active programs outside the U.S., with regular international transfers.
ECFA alignment preferred
Governance disciplines familiar to ECFA-accredited organizations.
Limited to 12 organizations
A small cohort ensures SNDR can deliver on the quality of support promised.
Apply
Join the pilot cohort.
A brief intake form, then a 15-minute qualification call with an NGO payments specialist. No obligation.
About SNDR
Finance, done well, is itself a form of service.
SNDR is built by people who have sat on both sides of the table — in institutional banking and in mission-driven organizations — and who saw clearly that global NGOs were being quietly overcharged by a payments industry that treated them as a rounding error.
Meet the founders
Leaders from both sides of global finance.
Alastair Wright
Banking operations and alternative finance, 10+ years.
Medha Parlikar
Compliance, technology, and blockchain, 30+ years.
AJ Sexton V
Investment banking, finance, business development, 35+ years.
Why SNDR exists
The correction.
SNDR is a cross-border payments platform built specifically for global mission and nonprofit organizations. The work is technical — regulated networks, institutional custody, blockchain infrastructure where it is genuinely needed — but the vision is human. SNDR is built from the needs of foreign missions and grows to solve for its clients' needs.
Our mission is shaped by a worldview that takes stewardship seriously: honoring donor intent, preserving trust, and enabling resources to reach the field efficiently and responsibly. That conviction shows up in what SNDR builds, in what it refuses to build, and in how the team behaves day to day.
What SNDR stands for
Five values. Each protected by a discipline.
Trust is shown, not claimed. It lives in audit trails, regulatory partners, named infrastructure, and a refusal to over-promise.
SNDR works for the NGO, not the other way around. Lean forms. Human response times. No sales pressure. Language that frames SNDR as a steward of the customer's mission — never the hero of it.
Alignment between what is said, shown, and delivered. No dark patterns. No hidden FX spreads. No testimonials SNDR would not want attached to its own name.
Respect for the reader's time and the donor's dollar. Short sentences. Specific numbers. Interfaces that reduce clicks, not decorate them.
Quiet expertise, shown through partner infrastructure and certifications rather than announced. The value SNDR states least and proves most.
Our mission is to increase the funds that reach the field while decreasing operational burden.
Talk with an NGO payments specialist.
Get in touch
Tell us how we can help.
Fifteen minutes. A real conversation with an NGO payments specialist. No sales pressure.